How to Play Online Baccarat – Most Popular Casino Table Games

Baccarat, also sometimes known as Baccara, is a banking game available in casinos worldwide, and also as an online casino game.

Online baccarat is one of the most popular casino table games among players. You can play it in a variety of ways but the types of bet stay the same.

Baccarat is really a good game for the small stakes player because

  • It has a low house edge
  • It’s very simple to play

How To Play

Baccarat is not a difficult game to learn. When you play online, you’ll place your bets by selecting from the three options on the screen.

Once all players have placed a wager the dealer will then deal 2 cards to the Player hand and 2 cards to the Banker hand. It should be stressed that only a single Player hand is dealt regardless of how many players there are on the table. Each hand value is determined by adding the value of the two cards together and only considering the units column of the resultant figure.

The rules of baccarat are simple. Choose the hand that you believe will reach 9 points or closer using the cards dealt. There are three types of bets in baccarat; the Player, Banker, and Tie.

In baccarat, cards have a point value:

2~9Face value (2~9)
10 ,J ,Q K0

For example, a hand consisting of 2 and 3 is worth 5, but a hand consisting of 6 and 7 is worth 3 (i.e., the 3 being the units digit in the combined points total of 13). The highest possible hand value in baccarat is therefore nine.


The procedure for play after the initial deal is fixed. Neither the player nor the house makes any decisions. The following rules are followed:

  • If the Player or the Banker receive an 8 or a 9 then both hands stand.
  • If the Player hand has a value of 6 or 7 then the Player hand stands.
  • If the Player hand has a value of 5 of less another card is dealt to it.
  • If the Player hand stands the Banker hand will draw another card if it has a value of 5 or less.
  • If the Player hand draws an additional card the Banker hand will act according to the following table, which shows whether the Banker must draw a third card (‘Hit’) or play with just the original two cards (‘Stand’) according to the value of the Banker’s 2-card hand and the value of the third card drawn by the Player.

The result is decided by comparing the final hand values: the higher hand wins. If both hands have the same numerical value the round is considered a Push and all Player and Banker wagers are returned.

Types of Bets and Odds

There are three bets you can make in baccarat! The Player hand, the Banker, or a Tie.

These are the odds of winning on an infinite deck with a 5% commission.

Bet TypeWinLossTie

Who will win ?

The object of the game of Baccarat is to have a total as close to 9 as possible. So after the first two cards are dealt, if either the player or banker hand has a total of 9 then that’s called a “natural” and that hand is the winner.

If neither hand has a total of 9 then the next best possible hand is a total of 8 (which is also called a “natural”) and that hand would be the winner. If both the player and the banker end up with the same total then it’s a tie and neither hand wins.

Now, if neither hand has an 8 or a 9 then the rules of the game have to be consulted to decide whether or not a third card is drawn. Once that’s done, the values of the cards are added together again and whichever hand is closest to a total of 9 is the winner. If both hands end up with the same total then it’s a tie and neither hand wins.

Top Online Casino
Up to RM600 100% Welcome Bonus
T&C's Apply
Up to RM388100% Welcome Bonus
T&C's Apply
Up to RM688100% Welcome Bonus
T&C's Apply
Up To RM388100% Welcome Bonus
T&C's Apply
Up to 0.8% Daily Cash Rebate
T&C's Apply

Casino Malaysia FAQ:

Where can I play online baccarat?

You can play baccarat online at majority of any online casino. Most casinos have multiple variations of baccarat, such as punto banco online. We have researched the best ones, so we suggest starting with our top recommended casinos.

Is it safe to play online baccarat at casinos?

Yes, it is safe to play online baccarat at a casino, provided that casino is licensed and regulated. All of our top recommended casinos have been vetted to be sure they are trustworthy.

Is Baccarat all luck?

es, baccarat is almost all luck. There is a require no skill of strategy in what bet you place, but the outcome of the game is all luck.

Can I play baccarat on mobile?

Yes, you can play baccarat on a mobile device. Depending on the casino, you might play baccarat within a mobile app or in a mobile browser.